SumUp vs Square Ireland (2025) – Honest Comparison & Smarter Alternatives for Irish Businesses
Choosing between SumUp and Square for your card payments? Both offer affordable mobile card readers, no contracts, and easy setup — but as your business grows, flat fees and limited flexibility can hold you back.
In this guide, we compare SumUp vs Square for Irish merchants and introduce two alternatives from Truepos:
- Worldpay card machines for lower fees and faster payouts
- SkyTab POS for an all-in-one EPOS system with no upfront cost
Quick Overview: SumUp vs Square
SumUp: Pros & Cons
Advantages
✔ Very low upfront cost
✔ No monthly fees or contracts
✔ Great for startups or market stalls
✔ Accepts contactless, chip & PIN, mobile wallets
Limitations
✖ Limited POS features
✖ No integrated printer unless you buy SumUp Solo + dock
✖ Flat 1.69% fee can get expensive with volume
✖ Payouts take 2–3 working days to reach your bank
Square: Pros & Cons
Advantages
✔ Advanced POS tools included free (stock tracking, staff logins, receipts)
✔ Clean interface and easy-to-use hardware
✔ Built-in printer with Square Terminal
✔ Supports online payments and invoicing
Limitations
✖ Slightly higher fees (1.75% + VAT)
✖ Hardware costs more upfront
✖ No custom pricing — flat fees for all
✖ Phone support only during working hours
What’s Missing from Both?
While both SumUp and Square are solid for microbusinesses, they can fall short when you:
- Start processing more than €5,000–€10,000/month
- Need next-day payouts to your bank
- Want a full EPOS system without extra fees
- Prefer flexible or negotiable pricing
- Need responsive, local support
A Smarter Alternative: Worldpay Card Machines from Truepos
Truepos gives you direct access to Worldpay’s industry-leading payment network — but with flexible pricing, €0 rental, and better support than most banks or flat-fee services.
Why Choose Worldpay via Truepos?
- ✅ €0 terminal rental on most plans
- ✅ Card fees from just 0.5% — negotiable based on your volume
- ✅ Next-day payouts to any Irish bank
- ✅ No-contract or contract options to suit your business
- ✅ Portable, countertop, and touchscreen card machines available
- ✅ Support from an Irish-based team, 7 days a week
It’s the ideal next step if you’re outgrowing SumUp or Square — and want lower fees and better flexibility.
Need a Full POS System? Try SkyTab (No Upfront Cost)
If you like Square’s all-in-one approach but don’t want the flat-rate fees or upfront hardware costs, SkyTab from Truepos is your answer.
What You Get with SkyTab:
- ✔ Touchscreen EPOS system + card terminal
- ✔ Built-in printer, tipping, staff tools and reporting
- ✔ €0 upfront — just €44/month for the full system
- ✔ Back-office dashboard & online ordering
- ✔ Fast setup and full support included
Perfect for hospitality, retail, salons, and growing venues that want a true POS system without surprise charges or rigid pricing.
Final Thoughts
SumUp and Square are easy to start with — but they’re not always the most cost-effective long-term.
If you’re scaling up, managing staff, or just want to stop overpaying on fees, Truepos gives you the tools to grow — without the lock-ins.
